A bank is considering the acquisition of a smaller rival bank. As part of due diligence, a risk manager is investigating claims that the target bank had engaged in "predatory lending" during the housing bubble. Which of the following behaviors is evidence that predatory lending took place?
　　A. Granting an Alt-A loan based on unverified income and employment
　　B. Inducing a borrower to refinance repeatedly in order to collect fees
　　C. Steering borrowers into prime loans when they could only qualify for subprime loans
　　D. Concealing the true identity of the borrower from the lender
　　Answer：C