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　　Which of the following are belong to the four basic steps in a building a good risk management system, according to the IFC?
　　I.       Make an inventory of possible risk.
　　II.      For the risk(s) to be hedged, select appropriate risk-hedging products and decide how to manage and monitor retained risks.
　　III.   Hire strictly rational risk managers, who lack cognitive biases, avoid qualitative – and semi-qualitative estimates, and who will develop a risk program that is independent of the company’s size and strategy.
　　IV.   Determine the risk dimensions that provide an advantage over the competitors and select an organizational structure suitable for risk taking.
　　A.     I、II
　　B.     I、II、III
　　C.     I、II、IV
　　D.     II、III、IV
　　Answer: C