高頓網校小編就為學員們羅列了Nominal and effective interest rate的計算，為之后的學習提高效率。
 
　　what is the meaning of annual rate ?what is interest rate ?
　　Annual rate is also called as nominal rate, may be 6 monthly, quarterly, monthly or daily. Actual annual rate of interest, called the effective rate or annual percentage rate, it always more than nominal rate.
　　Annual percentage rate=[1+r/n)^n -1]*100%
　　n= number of equal compounding periods in one year.
　　(1+monthly rate)^ 12-1=Annual rate
　　The effects of inflation on rate of return
　　(1+nominal rate)= (1+ real rate)*(1+inflation rate)
　　(1+n)= (1+ r)*(1+i)
　　Interest rate is referred to a number of interchangeable terms:
　　The time value of money
　　Cost of capital
　　Discount rate
　　Required return
 
　　最后，高頓網校小編預?？忌鷤冺樌ㄟ^考試！