高頓網(wǎng)校小編就為學(xué)員們羅列了Nominal and effective interest rate的計(jì)算,為之后的學(xué)習(xí)提高效率。
 
  what is the meaning of annual rate ?what is interest rate ?
  Annual rate is also called as nominal rate, may be 6 monthly, quarterly, monthly or daily. Actual annual rate of interest, called the effective rate or annual percentage rate, it always more than nominal rate.
  Annual percentage rate=[1+r/n)^n -1]*100%
  n= number of equal compounding periods in one year.
  (1+monthly rate)^ 12-1=Annual rate
  The effects of inflation on rate of return
  (1+nominal rate)= (1+ real rate)*(1+inflation rate)
  (1+n)= (1+ r)*(1+i)
  Interest rate is referred to a number of interchangeable terms:
  The time value of money
  Cost of capital
  Discount rate
  Required return
 
  最后,高頓網(wǎng)校小編預(yù)??忌鷤冺樌ㄟ^(guò)考試!